Privacy Policy
Effective Date: 20/07/2025
At Dhan AI (“we,” “our,” or “us”), your privacy is our priority. This Privacy Policy explains how we collect, use, protect, and disclose your information when you access our website, mobile application, or any other related services focused on wealth management, budgeting, goals, and portfolio overview.
By using Dhan AI, you consent to the practices described in this Privacy Policy.
1. Information We Collect
- Personal Information: Name, email address, contact number, and account preferences.
- Financial Profile & Portfolio Data: Assets you add (e.g., cash, deposits, mutual funds/ETFs, insurance policies, other holdings), goal targets, budgets, categories, and related notes you choose to provide.
- Payment Information: Billing details necessary to process subscriptions. Card/payment data is processed by our payment partners (e.g., Razorpay) and is not stored by Dhan AI.
- Usage Data: IP address, browser type, device details, pages visited, time spent, and interactions for performance and security.
- Cookies & Tracking: Cookies and similar technologies to remember preferences, improve features, and measure usage. See our cookie banner for choices.
2. How We Use Your Information
- To provide personalized wealth insights, goal tracking, budgeting, and portfolio overviews.
- To improve algorithms, features, performance, and user experience.
- To send service notifications, reminders, and important updates (you can adjust notification settings).
- To process subscriptions and provide customer support.
- To detect, prevent, and address fraud, misuse, or security incidents.
3. Sharing of Information
We do not sell your personal information. We may share data only:
- With trusted third-party providers (e.g., hosting, analytics, email/SMS delivery, payment processing such as Razorpay) to operate our services.
- When required to comply with applicable laws, regulations, or valid legal processes.
- To protect the rights, property, or safety of Dhan AI, our users, or the public.
4. Data Security
We implement industry-standard administrative, technical, and organizational safeguards to protect your information. However, no method of transmission or storage is completely secure.
5. Your Rights & Choices
You can:
- Access, update, or request deletion of your information by contacting us.
- Manage marketing communications and in-app/email/SMS reminders.
- Request data export or restrict processing where legally applicable.
6. Third-Party Services
Our platform may include links or integrations with third-party services (e.g., payment gateways, analytics). Their privacy practices are governed by their own policies; please review them separately.
7. Children’s Privacy
Dhan AI is not intended for children under 13. We do not knowingly collect personal data from children. If we learn that such data has been collected, we will delete it promptly.
8. Data Retention
We retain personal data only for as long as needed to provide the services, comply with legal obligations, resolve disputes, and enforce our agreements. You may request deletion; certain records (e.g., invoicing) may be retained as required by law.
9. Updates to This Policy
We may update this Privacy Policy from time to time. Significant changes will be communicated via our platform or email. The latest version will always be available on this page.
10. Contact Us
If you have any questions about this Privacy Policy, please contact us:
- Email: [email protected]